Loading...
107 articles · page 2 of 2
Pensilvania es un estado de no culpa por elección: elija tort pleno o tort limitado al comprar la póliza. Conozca los mínimos 15/30/5, el plazo de 2 años, el umbral verbal y la barra del 51%.
Rhode Island es un estado de culpa con negligencia comparativa pura. Los límites mínimos son 25/50/25, UM/UIM se incluye por defecto y el plazo por lesiones es de 3 años.
Leyes de accidentes de auto en Tennessee: estado de culpa, mínimos 25/50/25, negligencia comparativa modificada con tope del 50% y un plazo crítico de 1 año para lesiones. Conozca sus derechos.
Texas es un estado de culpa con un tope de negligencia comparativa del 51%, límites mínimos de 30/60/25 y un plazo de 2 años para demandar. Conozca sus derechos antes de presentar la demanda.
Utah es un estado sin culpa con PIP. Conozca el doble umbral de responsabilidad civil (31A-22-309), el plazo de 4 años para demandar, el tope de negligencia comparativa del 50% y las reglas de seguro mínimo 30/65/25.
Vermont es un estado de culpa con culpa comparativa modificada (tope del 50%). Conozca el plazo de prescripción de 3 años, los mínimos de seguro 25/50/10, la cobertura UM/UIM obligatoria y como funcionan los reclamos.
Virginia Occidental es un estado de culpa (at-fault) con culpa comparativa modificada (barrera del 51%). Conozca los mínimos de seguro, la prescripción de 2 años, los requisitos UM y como presentar un reclamo.
Virginia es un estado puro de culpa con negligencia contributiva pura: el 1% de culpa impide toda recuperación. Conozca los límites de seguro 50/100/25, el plazo de prescripción de 2 años y más.
Washington es un estado de culpa (at-fault) con negligencia comparativa pura. Conozca el plazo de 3 años para presentar demanda, los mínimos de seguro 25/50/10, las reglas UM/UIM y los conceptos básicos de PIP.
Wisconsin es un estado de culpa (at-fault) con una barrera de negligencia comparativa del 51%. Conozca los requisitos mínimos de seguro, el plazo de prescripción y como la culpa afecta su reclamo.
Wyoming es un estado de culpa (at-fault) con negligencia comparativa modificada (barrera del 51%). Conozca los mínimos 25/50/20, el plazo de 4 años para demandar y las reglas UM.
Compare las leyes de accidentes de auto en los 50 estados y DC: sistema de culpa vs. sin culpa, reglas de negligencia, límites mínimos de seguro y plazos para demandar.
Louisiana is an at-fault state with a 2-year prescription period and modified 51% comparative fault. Learn the 15/30/25 minimums, UM/UIM rules, and no pay no play law.
Maine is an at-fault state with modified comparative fault (50% bar), 50/100/25 minimums, mandatory UM/UIM, and a generous 6-year injury filing deadline.
Maryland is an at-fault state with pure contributory negligence: even 1% fault bars all recovery. Learn PIP, 30/60/15 minimums, UM/UIM rules, and the 3-year SOL.
Massachusetts is a no-fault state with a $2,000 PIP threshold. Learn about the 3-year SOL, 25/50/30 minimums, mandatory UM coverage, and modified comparative negligence.
Michigan is a no-fault PIP state. Learn the verbal serious-injury threshold, tiered PIP choices from the 2019 reform, 3-year lawsuit deadline, and minimum insurance rules.
Minnesota is a no-fault PIP state. Learn the hybrid tort threshold, 6-year lawsuit deadline, modified comparative negligence, and minimum 30/60/10 insurance rules.
Mississippi is an at-fault state with pure comparative negligence, 25/50/25 minimums, and a 3-year injury filing deadline. Learn your rights after a crash.
Missouri is an at-fault state with pure comparative negligence, 25/50/25 minimum insurance, mandatory UM coverage, and a 5-year injury filing deadline.
Montana is an at-fault state with a 51% comparative negligence bar, 25/50/20 minimum insurance, and a 3-year statute of limitations (MCA 27-2-204).
Nebraska is an at-fault state with a 50% comparative-fault bar. Learn minimum insurance limits (25/50/25), the 4-year statute of limitations, and UM/UIM rules.
Nevada is an at-fault state with a 51% comparative-fault bar, 25/50/20 minimum insurance, and a 2-year injury lawsuit deadline. Learn your rights under Nevada law.
NH is an at-fault state with no mandatory insurance, modified comparative fault (51% bar), 25/50/25 minimums when a policy is required, and a 3-year filing deadline.
New Jersey is a choice no-fault state: PIP pays first, then you pick limited-tort (verbal threshold) or full-tort. Learn the 35/70/25 limits, 2-year SOL, and 51% bar.
New Jersey's e-bike law hit its July 19, 2026 compliance deadline: e-bikes must be registered, riders licensed, and motorized bicycles insured, a first-in-the-nation e-bike insurance mandate.
New Mexico is an at-fault state with pure comparative negligence. Learn the 25/50/10 minimums, 3-year filing deadline, and UM/UIM rules under NMSA 1978.
New York is a no-fault PIP state. Learn the verbal serious-injury threshold (Ins. Law 5102(d)), 3-year lawsuit deadline, pure comparative negligence, and minimum insurance rules.
North Carolina is a pure at-fault state with contributory negligence: 1% fault bars all recovery. Learn the 50/100/50 minimums, 3-year SOL, and mandatory UIM rule.
North Dakota is a no-fault PIP state with a $2,500 monetary and 60-day verbal serious-injury threshold, 25/50/25 minimums, mandatory UM/UIM, and a 6-year SOL.
Ohio is an at-fault state with a 51% comparative negligence bar, 25/50/25 minimum insurance, optional UM/UIM, and a 2-year statute of limitations (R.C. 2305.10).
Oklahoma is an at-fault state with a 51% comparative negligence bar, 25/50/25 minimum liability limits, and a 2-year PI statute of limitations. Learn your rights.
Oregon is an at-fault state with mandatory add-on PIP, modified-51 comparative fault, 25/50/20 minimums, and a 2-year injury filing deadline.
Pennsylvania is a choice no-fault state: elect full tort or limited tort at policy purchase. Learn the 15/30/5 minimums, 2-year SOL, verbal threshold, and 51% bar.
Pennsylvania's Paul Miller's Law (Act 18 of 2024) banned handheld device use while driving as of June 5, 2025. Here is what the statute says and why it matters.
Rhode Island is an at-fault state with pure comparative negligence. Minimum limits are 25/50/25, UM/UIM is required by default, and the PI deadline is 3 years.
South Carolina is an at-fault state with modified comparative negligence (51% bar), 25/50/25 minimum insurance, mandatory UM coverage, and a 3-year injury SOL.
South Dakota is an at-fault state with a rare slight-gross negligence rule (SDCL 20-9-2). Learn the 25/50/25 minimums, mandatory UM/UIM, and the 3-year filing deadline.
Tennessee car accident laws: at-fault state, 25/50/25 minimums, modified comparative fault 50% bar, and a critical 1-year injury deadline. Know your rights.
Texas is an at-fault state with a 51% comparative negligence bar, 30/60/25 minimum limits, and a 2-year lawsuit deadline. Know your rights before you file.
Utah is a no-fault PIP state. Learn the dual tort threshold (31A-22-309), 4-year lawsuit deadline, 50% comparative negligence bar, and 30/65/25 minimum insurance rules.
Vermont is an at-fault state with modified comparative fault (50% bar). Learn the 3-year SOL, 25/50/10 insurance minimums, mandatory UM/UIM, and how claims work.
Virginia is a pure at-fault state with pure contributory negligence — 1% fault bars all recovery. Learn the 50/100/25 insurance limits, 2-year SOL, and more.
Washington is an at-fault state with pure comparative negligence. Learn the 3-year filing deadline, 25/50/10 insurance minimums, UM/UIM rules, and PIP basics.
West Virginia is an at-fault state with modified comparative fault (51% bar). Learn WV's insurance minimums, 2-year SOL, UM requirements, and how to file a claim.
Wisconsin is an at-fault state with a 51% comparative-negligence bar. Learn the minimum insurance requirements, statute of limitations, and how fault affects your claim.
Wyoming is an at-fault state with modified comparative negligence (51% bar). Learn the 25/50/20 minimums, 4-year lawsuit deadline, and UM rules.