How to Opt Out of SmartBackgroundChecks (2026)
Independently fact-checked against primary sources (last audited August 14, 2026). · 3 primary sources cited on this page. How we verify our legal content

SmartBackgroundChecks.com is a people-search site, but its opt-out page, privacy policy, and even its homepage were all unreachable this session behind a Cloudflare bot-verification challenge, so this guide cannot describe the site's specific removal form. What follows is what could be confirmed and the general rights that still apply.
Access checked: August 14, 2026. The opt-out flow could not be verified; see below.
What We Could Not Verify
This site's research process requires opening a broker's actual opt-out page, privacy policy, and site footer before describing its removal flow. For SmartBackgroundChecks, every attempt this session, an automated fetch, a fetch using a standard browser identity, and a live Chrome browser session, was stopped by the same Cloudflare "Performing security verification" screen with a "Verify you are human" checkbox, on the homepage as well as the opt-out and privacy pages. Completing that kind of check is outside what this guide will do; describing a form we never actually saw would mean guessing at fields, requirements, and timelines instead of reporting them, which is the opposite of what a flow-verified guide is for.
If you visit the site directly in your own browser, you will likely see the same challenge briefly before it clears on its own or after checking a single box, the way this kind of bot-detection page is designed to work for real visitors. From there, look in the site's footer for links commonly labeled "Opt Out," "Privacy Policy," or "Do Not Sell or Share My Personal Information," the pattern used by comparable sites in this cluster.
Difficulty: Not Able to Verify
No difficulty rating can be assigned honestly without seeing the form. The one confirmed friction point is the bot-verification wall itself, which is more aggressive than most other sites checked for this cluster, several of which loaded their opt-out notices directly.

Personal-Use Only
Even without seeing SmartBackgroundChecks' own disclaimer text, the same rule that governs every site in this cluster applies here: people-search and background-check-branded sites cannot lawfully be used to decide whether to hire, rent to, or extend credit to someone. The FTC settled with TruthFinder and Instant Checkmate for $5.8 million in September 2023 over background reports marketed for employment and tenant screening. In the FTC's words, the companies violated the Fair Credit Reporting Act "by operating as consumer reporting agencies while, among other things, failing to ensure the maximum possible accuracy of their consumer reports." There is no federal registration step under the FCRA; the duties attach as soon as a company is doing what a consumer reporting agency does. Treat any similarly named site the same way: personal curiosity or safety checks only, never a screening decision.

What Still Applies: California DROP and General Opt-Out Rights
California residents can check the CPPA's public data broker registry for SmartBackgroundChecks by name. Since August 1, 2026, California Civil Code section 1798.99.86(c)(1) has required "a data broker" to check the state's accessible deletion mechanism at least once every 45 days and process the deletion requests it finds, and to complete a deletion within 45 days of receiving the request. That duty runs to any business that meets the statute's data broker definition; registering with the CPPA is a separate obligation, not the trigger for it. As a practical matter, though, a broker that never registered is also not pulling requests from the platform, so a DROP request may not reach it on its own. Our general data broker opt-out guide covers Global Privacy Control and the other state registries, and our data broker registration laws guide explains how those registries work. Both apply regardless of whether a specific broker's own opt-out page was reachable this session.

Frequently Asked Questions
Why doesn't this guide describe SmartBackgroundChecks' opt-out form?
Every page on smartbackgroundchecks.com, including the opt-out page, returned a Cloudflare bot-verification challenge instead of page content when checked this session, using an automated fetch, a browser-identified request, and a live browser. This guide only describes flows actually observed, so it reports the block rather than guessing at the form.
Does the bot-check mean SmartBackgroundChecks has no opt-out process?
No. The block is a routine automated-traffic challenge that typically clears for an ordinary human visitor in a standard browser. It only prevented this guide's research tools from viewing the page content; it is not evidence one way or the other about whether an opt-out form exists behind it.
Can I use SmartBackgroundChecks for a tenant or employment background check?
No. Under the Fair Credit Reporting Act, whether a site is a consumer reporting agency turns on what it does, not on whether it follows any rules: 15 U.S.C. 1681a(f) covers anyone who regularly assembles or evaluates information on consumers in order to furnish consumer reports to third parties. A site does not escape that status by ignoring the FCRA or by posting a disclaimer. In practice, people-search sites disclaim FCRA compliance, which means they run none of the accuracy, dispute-handling, and permissible-purpose procedures a screening decision requires, so a hiring, rental, or credit decision based on one is not a safe or lawful use. The FTC required two comparable people-search brands, TruthFinder and Instant Checkmate, to pay $5.8 million in 2023 over reports marketed for exactly those purposes.
What should I do if I want my SmartBackgroundChecks listing removed right now?
Enable Global Privacy Control in your browser, check the CPPA data broker registry to see whether the site appears there (California's DROP deletion duty applies to any business meeting the data broker definition, but one that never registered is unlikely to be pulling requests from the platform), and try visiting the site's own opt-out page directly in an ordinary browser, where the bot-check that blocked this guide's research tools will likely clear normally.
Updates
Corrected how this page describes the law: the FTC's TruthFinder and Instant Checkmate case is now quoted accurately (the Fair Credit Reporting Act has no registration step), the FAQ now explains that consumer reporting agency status depends on what a site does rather than on whether it complies, and California's DROP deletion duty is now correctly described as applying to any data broker rather than only registered ones.
Independently fact-checked against the cited primary sources
The Law Behind This Article
This article rests on the statutory provisions below, held in our own legal record and retrieved from the official source. Tap a section to read the operative text.
California Civil Code
§ 1798.99.86In forcecited in 10 of our articles
(a) By January 1, 2026, the California Privacy Protection Agency shall establish an accessible deletion mechanism that does all of the following: (1) Implements and maintains reasonable security procedures and practices, including, but not limited to, administrative, physical, and technical safeguards appropriate to the nature of the information and the purposes for which the personal information will be used and to protect consumers’ personal information from unauthorized use, disclosure, access, destruction, or modification. (2) Allows a consumer, through a single verifiable consumer request, to request that every data broker that maintains any personal information delete any personal information related to that consumer held by the data broker or associated service provider or contractor. (3) Allows a consumer to selectively exclude specific data brokers from a request made under paragraph (2). (4) Allows a consumer to make a request to alter a previous request made under this subdivision after at least 45 days have passed since the consumer last made a request under this subdivision.
Official text (excerpt) · last checked 2026-08-28 · Read the full text in our law library · Verify at leginfo.legislature.ca.gov
Also relied on in: How to Opt Out of FamilyTreeNow (2026), How to Opt Out of PeekYou (2026), How to Opt Out of Smaller People-Search Sites (2026)
Search our full record of US law — 2.1 million sections, every state + federal →
Sources and References
- SmartBackgroundChecks: opt-out page (returned a Cloudflare bot-verification challenge on every access attempt this session; content not independently verified)(smartbackgroundchecks.com)
- California Privacy Protection Agency: public Data Broker Registry (check broker registration status)(cppa.ca.gov).gov
- California Privacy Protection Agency: DROP (Delete Request and Opt-Out Platform) regulations and status(cppa.ca.gov).gov
- Federal Trade Commission: TruthFinder and Instant Checkmate $5.8 million FCRA settlement (Sept. 2023), background-report screening enforcement(ftc.gov).gov
- California Civil Code 1798.99.86 (Delete Act): accessible deletion mechanism; data broker 45-day access and deletion duties beginning August 1, 2026(leginfo.legislature.ca.gov)
- 15 U.S.C. 1681a(f): Fair Credit Reporting Act definition of a consumer reporting agency(govinfo.gov)