Identity Theft Laws
Medical Identity Theft: EOB Review, HIPAA Rights, and Fixing Your Records
How to spot medical identity theft in your EOBs, your HIPAA rights to inspect and amend records, and how to notify providers and insurers.
9 min read
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Identity Theft Laws
Identity Theft Laws: Federal Rules and State Penalties
Identity theft is a federal crime under 18 U.S.C. 1028 and every state law. See the FTC free recovery process, warning signs, and a 51-state penalty table.
13 min read
Identity Theft Laws
How to Report Identity Theft: FTC Report and Next Steps
How to report identity theft: file a free FTC report at IdentityTheft.gov, know when a police report also helps, and use FCRA 605B to block fraud.
9 min read
Identity Theft Laws
Credit Freeze vs. Fraud Alert: What is the Difference
A credit freeze blocks new credit outright; a fraud alert only makes lenders verify your identity first. Both are free. Here is when to use which.
9 min read
Identity Theft Laws
Child Identity Theft: Warning Signs, Credit Checks, and the Minor Freeze Right
How child identity theft happens, the FTC's warning signs, how to check if your child has a credit file, and the free Protected Consumer Freeze.
9 min read
Age Verification Laws
Virginia Age Verification Law: Two Separate Statutes, One Lobbying Push
Virginia has two age-verification laws: an enforced 2023 adult-content statute and a blocked 2026 social-media rule, plus a push to repeal the older one.
7 min read
Age Verification Laws
Utah Age Verification Law: SB 287, SB 73, and the App Store Act
Utah's age-verification and App Store Accountability laws survived court challenges on jurisdictional grounds, not First Amendment merits. Rules explained.
6 min read
Age Verification Laws
Texas Age Verification Law: Chapter 129B and FSC v. Paxton Explained
Texas requires age verification for adult sites under Ch. 129B, upheld by the Supreme Court in FSC v. Paxton. Requirements, penalties, and the App Store Act.
8 min read
Age Verification Laws
Ohio Age Verification Law: The Loophole Keeping Major Sites Open
Ohio has required age verification for adult sites since September 2025, but a drafting gap has reportedly let most major platforms keep operating without it.
7 min read
Age Verification Laws
Missouri Age Verification Law (HB 1839): Rule vs. Statute
Missouri has enforced age verification for adult sites by AG rule since December 2025. HB 1839 codifies it, effective August 28, 2026.
6 min read
Age Verification Laws
Mississippi Age Verification Law: SB 2346 and HB 1126 Explained
Mississippi has two age-verification laws: SB 2346 (adult content, unchallenged) and HB 1126 (social media), enforced pending appeal, never enjoined.
6 min read
Age Verification Laws
Louisiana Age Verification Law: Act 440 and LA Wallet Explained
Louisiana's Act 440, the nation's first adult-content age-verification law, is enforced and unchallenged. Requirements, the LA Wallet exception, penalties.
6 min read