Bankruptcy Laws
Bankruptcy in Pennsylvania (2026): Exemptions & Means Test
Pennsylvania bankruptcy guide: choose state or federal exemptions. PA has no state homestead, so home equity is protected by the federal $31,575 homestead.
7 min read
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Bankruptcy Laws
Bankruptcy in Oregon (2026): Exemptions & Means Test
Oregon lets bankruptcy filers choose state or federal exemptions. Compare the $150,000 state homestead, the $10,000 vehicle exemption, and the 2026 means test income.
7 min read
Bankruptcy Laws
Bankruptcy in Oklahoma (2026): Exemptions & Means Test
Oklahoma opted out of federal exemptions. The homestead has no dollar cap and is limited only by acreage, the vehicle exemption is $7,500, and see the means test income.
8 min read
Bankruptcy Laws
Bankruptcy in Ohio (2026): Exemptions & Means Test
Ohio opted out of federal exemptions. The inflation-indexed homestead protects up to $125,000, the vehicle exemption is $3,225, and see the 2026 means test income.
8 min read
Bankruptcy Laws
Bankruptcy in North Dakota (2026): Exemptions & Means Test
North Dakota opted out of federal exemptions. Its homestead protects up to $150,000 of equity, an alternative exemption covers a vehicle, and see the means test income.
7 min read
Bankruptcy Laws
Bankruptcy in North Carolina (2026): Exemptions & Means Test
North Carolina bankruptcy guide: the state opted out of federal exemptions, the homestead is $35,000, plus the April 2026 means-test median income.
7 min read
Bankruptcy Laws
Bankruptcy in New York (2026): Exemptions & Means Test
New York bankruptcy guide: filers may choose federal or state exemptions, the homestead is tiered by county up to $204,825, plus the 2026 means test.
7 min read
Bankruptcy Laws
Bankruptcy in New Mexico (2026): Exemptions & Means Test
New Mexico bankruptcy guide: filers may choose federal or state exemptions, the homestead is $150,000, plus the April 2026 means-test median income.
7 min read
Bankruptcy Laws
Bankruptcy in New Jersey (2026): Exemptions & Means Test
New Jersey bankruptcy: choose state or federal exemptions, no state homestead so filers use the federal $31,575 homestead, the 2026 means test, and filing.
7 min read
Bankruptcy Laws
Bankruptcy in New Hampshire (2026): Exemptions & Means Test
New Hampshire bankruptcy: choose state or federal exemptions, a homestead raised to $400,000 (RSA 480:1, eff. Jan. 1, 2026), the 2026 means test, and filing.
7 min read
Bankruptcy Laws
Bankruptcy in Nevada (2026): Exemptions & Means Test
Nevada bankruptcy: the state opted out of federal exemptions, a $605,000 homestead (NRS 115.010), a $15,000 vehicle, the 2026 means test, and where to file.
7 min read
Bankruptcy Laws
Bankruptcy in Nebraska (2026): Exemptions & Means Test
Nebraska bankruptcy guide: the state opted out of federal exemptions, a $120,000 homestead under Neb. Rev. Stat. 40-101, plus the April 2026 means test.
7 min read