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Privatinsolvenz ablauf: der verpflichtende außergerichtliche Einigungsversuch, die dreijährige Abtretungsfrist nach § 287 InsO, wann das Gericht die Restschuldbefreiung versagen kann und welche Schulden bestehen bleiben.
Mahnbescheid und Vollstreckungsbescheid in Deutschland: die Widerspruchsfrist, was bei Untätigkeit passiert und warum ein Vollstreckungsbescheid 30 Jahre lang vollstreckbar bleibt.
Inkasso in Deutschland: wie Sie prüfen, ob eine Inkassoforderung berechtigt ist, welche Inkassokosten nach § 13e RDG zulässig sind und wie Sie eine falsche oder verjährte Forderung bestreiten.
Compare demerit thresholds, BAC limits, mobile phone fines, speeding bands and e-scooter legality across all eight Australian states and territories, verified July 2026.
ACT demerit points explained: Access Canberra's 12-point full and 4-point novice thresholds, the pre-2020 legacy learner rule, and the probationary category.
Demerit thresholds are not just 12 points, except NSW. Novice thresholds, accrual windows and suspension rules differ sharply by state, verified July 2026.
Australia's 0.05 BAC limit is uniform, but the penalty structure behind it is not. WA and SA use statutory bands, the ACT uses 4 numbered levels. Verified July 2026.
E-scooter legality across Australia is not uniform. NSW bans private e-scooters entirely; the NT caps them at 200 watts and 10 km/h. Full state-by-state rules, verified July 2026.
Every Australian jurisdiction except the Northern Territory now operates mobile phone detection cameras. FY2026-27 fines and enforcement dates by state, verified July 2026.
NSW's demerit threshold is 13 points (14 for eligible professional drivers), not 12. Thresholds, double demerits and FY2026-27 fines explained.
NT demerit points: 12 for an open licence, 5 for learners and provisional drivers. MVR thresholds, suspension bands and FY2026-27 fines explained.
Queensland demerit points explained: TMR's 12-point open licence rule, 4-point novice limit, Good Driving Behaviour period and FY2026-27 fines.